“You need a budget!” may be a phrase that you have heard before, whether it was from a financial planner, a parent, or even from your inner monologue. True as it may be, it can be challenging to set out a budget, let alone stick to one. The good news is that you don’t need to do it alone.
In fact, there are several budgeting apps out there that can help you reach your financial goals. One of the most popular among them is YNAB, which aptly stands for You Need a Budget.
In this YNAB review, we will go over the pros and cons of the software and what makes someone a perfect candidate for this unique budgeting approach.