Credit Card Comparisons
Credit cards. You may have one or two, but what do you really know about them? Here at Wealth Rocket, we delve into everything related to revolving debt so you know if you’re getting the most out of the cards you have. We’ll also compare credit cards in the United States and Canada to help you determine if you’re using the right one for your financial needs. And for those who are new to the credit game, we’ll guide you towards getting your first credit card.
You need credit and having a credit card is the only way to go. Don’t let the term “revolving debt” scare you. Pennywise the Dancing Clown is scary—or attractive if that’s your thing. No Judgement! But your credit card? Have no fear.
Our Favourite Cards
Finding Financial Love: Your Right Credit Card Match
Credit card comparisons are like dating. You meet someone online (or in person but, you know, pandemic), you suss them out and see what you have in common. If you have nothing to talk about or they’re so boring you have to struggle to stay awake when they’re speaking, you move on. Attraction also plays a big role and if you don’t find someone nice to look at, you’ll be hard-pressed to start a serious relationship with them. Then, there are those who fool you into thinking they’re a good person. You may think you’ve found “the one”—aka Keanu Reeves in The Matrix—but then you realize they’ve got a collection of used Tim Hortons cups under their bed or are Red Sox fans.
It’s the same with financial products. We’re not saying you need to ditch your current American Express card for a BMO Cashback Mastercard. What we are saying is the more you know about the different products and services offered by credit card issuers, the better off you’ll be.
Take it from us, we have baller-level credit scores because we know the ins and outs of the industry. With our guidance, you too can achieve an Equifax or FICO score that’s so good, your bank will put up a statue of your likeness in their lobby—and it won’t be creepy like that that Mothman one in West Virginia. No thanks.
Credit Cards that fit your lifestyle.
Credit Cards that fit your lifestyle.
Credit Card Comparison: Free Stuff, Free Money, Free Billy Joel Tickets
Unlike certain items of clothing that look horrible on everybody yet are marketed to everyone, there is no one-size-fits-all solution to online credit cards. There are so many different credit card offers that it can be daunting to figure out which one is right for you.
Cash back: These cards give you a small percentage of each purchase back, generally, 0.2-0.5%. Essentially, you are getting free money every time you spend money.
Rewards: These are cards that give you points or free stuff every time you use them. Rewards credit cards are great if you use your card for gas, groceries, bill payments and entertainment products like streaming services. The more you use the card on those items, the more points you collect.
Travel: These are cards designed for people who travel a lot, whether it’s for business or to visit their folks in Long Island after months and months of, *clears throat, adopts Naussau County accent* “You never call anymore. We should be so lucky to see you. Your father and I have an extra Billy Joel ticket, you should come!”. Also, remember pre-pandemic when could travel? Us neither.
Student: These are cards designed for students that may have specific rewards that are tailored to college/university life.
Business: If you run your own business, it might be worth it to get a card that is dedicated to operational expenses.
Retail: Canadian Tire, Target, Costco, The Bay, CVS – if it’s a big box store, it has a credit card. In some cases, these cards are affiliated with Mastercard and Visa and you can use them everywhere. In other cases, they are only affiliated with the store and you can only use them when you shop there.
Credit Card Basics: Scoring and Saving Money
What’s a good credit score? How do you build credit? What’s the best way to pay off your credit card? Is interest a big problem? The goal of Wealth Rocket is to help you with your personal finances so you can make a living and have money left over for a rainy day.
Our generation (millennials, Gen X) are often told that we need to get it together because our parents were married with kids by the time they were our age. Guess what, boomers? It’s not going to happen that way for us. Between student debt, the gig economy, and the global pandemic, we’re facing many obstacles that you didn’t.
Instead of wallowing in our avocado toasts – and really, what’s wrong with that, it’s full of protein – we’re going to use our credit cards wisely and make our revolving debt work for us. We’ll teach you how to build your credit score, save money, and pay off your credit cards all in one breath. We’ll also give you tips on how to effectively use your card and we’ll compare credit cards so you know which ones to sign up for and which ones to stay away from.
Whether you’re looking to apply for your first credit card or want to make sure you’re using your rewards properly (to buy your parents virtual Billy Joel tickets or to get cash back on groceries), you’ll find everything you need right here.
Best Credit Cards Lists
What are the best credit cards? We've put together a handy list to help you determine which one best suits your financial needs.
Best Mastercard in Canada
Best Mastercard in Canada Advertiser Disclosure What fuels you? Whether you’re a frequent shopper, an
Best Rewards Credit Cards Canada
The Best Rewards Credit Cards Canada: for 2022 Advertiser Disclosure We work hard to pay
The Best Business Credit Cards in Canada for 2022
The Best Business Credit Cards in Canada for 2022 Advertiser Disclosure It’s a great time
Best Secured Credit Card Canada
The Best Secured Credit Cards in Canada for 2022 Advertiser Disclosure For many Canadians, the
Best Prepaid Credit Card Canada
The Best Prepaid Credit Cards in Canada for 2022 Advertiser Disclosure While there’s a lot
The Best Balance Transfer Credit Cards in Canada 2022
The Best Best Balance Transfer Credit Cards in Canada for 2022 Advertiser Disclosure Most of
Product Reviews
Are there certain credit cards that are better than others? You bet! We'll help you find the best online credit cards for your economic needs, whether you're trying to up your credit score, take advantage of rewards programs, or buy masks in bulk.
PC Mastercard Review
PC Mastercard Review 2022 Advertiser Disclosure When it comes to choosing a credit card, the
Canadian Tire Triangle Mastercard Review
Canadian Tire Triangle Mastercard Review Advertiser Disclosure The century-old retailer that started by selling tires
BMO eclipse Visa Infinite Review
BMO eclipse Visa Inifite Review 2022 Advertiser Disclosure The BMO eclipse Visa Infinite card is
Neo Financial Credit Card Review 2022
Neo Financial Credit Card Review for 2022 Advertiser Disclosure Mixing digital banking with credit card
Scotiabank American Express Card Review 2022
Scotiabank American Express Card Review 2022 Advertiser Disclosure Did you know that there’s more to
Air Miles: Cash Miles vs. Dream Miles 2022
Cash Miles vs. Dream Miles 2022 Advertiser Disclosure Do you remember the day that you
Guides
How do I pay off my credit card? How do I get cash back? These are all excellent questions and we have excellent answers. Our credit card guides will help you immprove your credit score while still making purchases.
Secured vs Prepaid Credit Cards
A Secured Card or a Prepaid Card: What’s the Difference and How to Choose Advertiser
TransUnion vs. Equifax
TransUnion vs Equifax Advertiser Disclosure Maintaining a good credit score is an essential component of
Credit Card Minimum Payment Explained
Credit Card Minimum Payments Explained Advertiser Disclosure In the age of cash-less stores and online-only
How & Where to Check Your Credit Scores in Canada
How and Where To Check Your Credit Score in Canada Advertiser Disclosure Ah, the dreaded
How to Rebuild Credit
How to Rebuild Your Credit Score Advertiser Disclosure It’s hard to get things done when
What is a Good Credit Score in Canada?
What is a Good Credit Score in Canada? Advertiser Disclosure Canadians who are savvy about