Is it good to have a credit card when travelling?

Absolutely. Credit cards can come in very handy while travelling, especially when making larger purchases. Make sure to have some foreign currency on hand as well, though.

How do I avoid FX fees?

If you want to avoid foreign transaction fees then you will need to choose a credit card without a foreign transaction fee. Otherwise, credit card issuers will charge you.

Can you use credit cards internationally with no fee?

If you choose a no foreign transaction fee credit card then you will avoid that surcharge.

Hannah Logan

Hannah is a freelance writer, content creator, and digital storyteller who focuses on travel and personal finance. With more than a decade of professional writing experience, her main areas of financial expertise include saving, budgeting, investing, and credit cards — all of which she uses to manage her digital nomad lifestyle and work toward her future financial goals. Hannah has had her work published in digital outlets like NerdWallet, MoneyWise Canada, Forbes Advisor, Financial Post, Lonely Planet, Fodor’s Travel, and more. Originally from Ottawa, Hannah spends half the year travelling the world, sharing money and travel tips as she goes. You can keep up with Hannah on her personal blog: eatsleepbreathetravel.com.