Frequently Asked Questions
The Stack Mastercard is a great option for students. It offers the security of a debit card. Additionally, a student cannot extend a line of credit, helping them stay within budget. The card is also flexible and offers some rewards perks of a credit card, accepted everywhere Mastercard is. Stack is ideal for students who want to avoid overspending or going into debt.
The biggest selling point of the Stack Mastercard is that there are none of the standard fees incurred by banks or by ATM withdrawals usually associated with using a debit or credit card.
Couple a no-fee free rewards account with in-app budgeting tools, and you’ll get a great option for students or anyone who wants to get more bang for their buck while avoiding credit card debt in the process.
Yes! The Stack Mastercard is legitimate and safe to use. The Stack Mastercard uses the same security features as a credit card and offers zero liability protection on all purchases and ATM transactions. Customers won’t be liable for unauthorized, fraudulent transactions.
Should you lose or misplace your Stack Mastercard, you can freeze your account at any time, anywhere in the world using the app.
Stack was founded in 2016 by a Canadian finance technology (fintech) company based in Toronto and co-founded by COO Nicholas Dinh and CEO Miro Pavletic.
Since its founding, Stack has partnered with Mastercard to create the Stack Mastercard and Peoples Trust, a federally regulated and CDIC insured bank.
In the summer of 2020, Stack announced that Credit Sesame, a United States based credit and loan company, had acquired the company.