My father-in-law uses cash for everything. At the gas station? He pays with cash. Pharmacy? Cash. Grocery store? Cash. Car dealership? Cash!
On the other hand, I rarely use cash. When I buy groceries, go to a restaurant, or get supplies at a big box store, I put it on my credit card. Even for small purchases like a cup of coffee, I prefer to use my credit card rather than pay with cash. (Tap preferred, please.)
What makes us different could be a generational thing. It could also be a matter of circumstances; he owned a small business and frequently got paid in cash. I’ve been paid by direct deposit to my bank account since I got my first job at 16 years old. But we’ve both found a system that works for us, each with its own ups and downs.
Your system could be all cash, totally cash-free, or somewhere in between. But is there a “right” amount of cash to keep on hand?