As housing prices continue to rise and interest rates begin to rise alongside them, home purchase has become increasingly complex. So too, have mortgage decisions for potential home buyers. Can you afford the house you want? How much of a mortgage can you afford? And how much is your mortgage lender willing to lend you? Mortgage pre-approvals may provide the answers you are looking for. They can give an accurate appraisal of your qualifications and exactly how much house you can afford. They can also deliver you some peace of mind by guaranteeing rates for 90 to 120 days. Finally, pre-approvals can help you with negotiations. Realtors and sellers will know you are a serious buyer.
- Provinces Available All but QC
- Lenders 30+
- Minimum Credit Score 680